How Samaritan Saved Us $70,000

Costs for Micah's table saw accident in September totaled about $35,000. All bills were paid by February.

We had some naysayers share with us their skepticism about Samaritan Ministries, suspecting that the cooperative Christian ministry would eventually let us down. We’ve been on Samaritan since 2004, and in that time made no extremely large requests. Other than a child being born every couple years, we haven’t been a huge financial burden to the ministry.

Then Micah put his hand in the table saw. And a month later Chris went into the ER with an apparent heart attack. We thank God and the medical care we received for speedy and successful recoveries, but by mid-October we had $70,000 of medical bills staring us down. We faced the largest short-term debt than we’ve ever faced. For these reasons, we were thankful to belong to Samaritan Ministries.

We’ll be honest. We were shaken. And we were wondering if we’d be able to pay the bills. [tweet this]

We got word in time for the New Year: 100% of our bills would be reimbursed. No kidding. We’d challenge anyone to come up with an alternative to Samaritan that will reimburse 100% of your medical bills and provide the top medical care in the industry. We don’t think such an alternative exists. In fact, we’ve come to this firm conclusion:

Conclusion: Samaritan Is the Best Option for Healthcare [tweet this]

We’ve been strong supporters of Samaritan for years. We’ve seen it in action from a distance. Their website has genuine and honest testimonials from other families who have experienced the same good service of this little ministry. But now…

We weathered $70k in medical bills in a few short months.
We’ve got big faith in Samaritan Ministries.
[tweet this]

Are you interested? Samaritan is perfect for self-employed families, but also good for part-time workers or others with no insurance. If you are on state welfare and recognize it for the trap that it is, Samaritan may be for you. There are restrictions (every healthcare solution has restrictions), but investigating may be up your alley.

*Full disclosure: Samaritan members receive a discount on a monthly payment when referred by friends (like us). That disclosed, know that we do not endorse anything on this website without being fully sold on its value already.

About Chris Jeub

Chris is the father of 16 children, busily running the family businesses and learning the depths of love along the way.

  • peggy

    wow – thanks.  that’s very good to know.

  • LisaWilson2011

    They don’t take care of diabetics no matter how good you take care of yourself.;How did you get them to cover heart attack , as that is one of the other things the info said it didn’t cover? I don’t recommend them to anyone , as if they were really trying to be God’s ministers to help with things we can’t handle ourselves , well, they don’t care about diabetics.LisaWilson2011AThotmailDOTcom

    • http://www.jeubfamily.com Chris Jeub

      Not sure where you’re getting your information, but you’re wrong. Heart attacks are covered. There are restrictions when getting on (as it is with any insurance), but they don’t drop you when you get in medical trouble.

      Look, they are a ministry that substitutes for health insurance, not a ministry to cover the entire world. Nor are they a ministry to cover people AFTER they run into medical problems. Don’t call them after you’ve been diagnosed. Get on now and they’ll cover you in the future.

  • Kristi

    I was wondering how they handle things like our situation.  My son has scoliosis and we opted to forgo surgery and utilize groundbreaking chiropractic care.  We go for intensive treatment (2 weeks first, then 1 week every three months following) with exercises daily at home.  We have high deductible insurance (we are self employed).  We have to pay for it up front and then file with our insurance.  We were denied because the clinic is out of network (and our agent got us a network rider – probably to save money).  Never mind that very few people provide this type of treatment.  We have to drive 5.5 hours and stay in a hotel to get the treatment.  Praise God it is working and I am telling everyone I know.  Meanwhile, unless our appeal to the insurance company is answered and we get coverage, it is all out of pocket.  Difficult when you are rapidly growing your business.  Your thoughts.

    • http://www.jeubfamily.com Chris Jeub

      Wow, that is quite the trial! Our prayers are out to you Kristi. Samaritan does not cover preexisting conditions, as serious as they may be. If you were on Samaritan when your son was born, he’d be covered. I know, it doesn’t help your situation, but it brings clarity to how Samaritan works.

      • Kristi

        Thanks.  That is what I figured.  He is 15 years old and we just found out last year.  God has blessed us abundantly especially with the large amount needed to purchase the pieces of equipment we need (totally $6,500) and the first two weeks of treatment ($6,000).  I heard story after story after story at the clinic of how God has ordered the steps of people to bring them to this clinic and avoid dangerous surgery.  God always provides.  Thank you for being a beacon proclaiming that God’s promises are always kept.

  • Elizabeth

    Chris, I thought you had endocarditis? A heart attack is when is when the coronary arteries become blocked and cannot deliver blood to the heart muscle (myocardium). I know you thought you were having a heart attack given the symptoms but once it was correctly diagnosed you shouldn’t refer to it as a heart attack because it wasn’t. Endocarditis is very serious, don’t get me wrong, but it is not a heart attack.

    • http://www.jeubfamily.com Chris Jeub

      It was myocarditis. That is why I stated “apparent” heart attack.

  • http://www.facebook.com/profile.php?id=1031543545 Danielle Walker

    wish we could afford it

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